Yearly running cost Assuming 2,400 title orders a year
By hand $96K / year 2,400 hours of work
Hosted PAYG $216K+ / year
This workflow $936 / year Machine usage only; setup, hosting and review are extra. What should it draft? Draft from uploaded files, or connect orders and approved drafts to your title production software.
One title order includes up to 30 recorded documents and 120 pages.
Draft from uploaded files Use your forms and flag open questions for your examiner. $1,152 – 3,720 setup Connect my title production software Also read orders and save approved schedules. $1,728 – 5,400 setup
Which title production software do you use?SoftPro Qualia ResWare RamQuest Other Your examiner decides what is insured and issues the commitment. It never issues, signs or sends a commitment, and never decides whether title is insurable.
What is included Read the order and every recorded document in the search package, draft vesting, legal description, requirements and exceptions in your form, link each item to its document and list open questions.
Start with your underwriter's commitment forms, your standard requirement and exception wording and past orders your examiners have already issued. The connected option reads orders and search documents from your title production software and saves the approved schedules back to the order.
How reliable should the draft commitment be? Set targets for correct vesting, legal descriptions, requirements and exceptions.
Standard Vesting and legal description right, requirements and exceptions found and each linked to its document. Vesting and legal description right: ≥98% Requirements found: ≥95% Included Strict A second comparison of vesting and legal description with the recorded documents and more tests on past orders. Vesting and legal description right: ≥99% Requirements found: ≥98% Setup +$360 – 960 My own targets Agree your own acceptance requirements with the provider. Quote separately
How these standards are measured Test on held-out past orders your examiners already issued, with unreleased mortgages, breaks in the chain of title, legal description differences, estates and entity owners, and poor scans included. Measure requirements and exceptions found separately from vesting and legal description accuracy. An item without its recorded document counts as a failure.
Targets for your selected standard What is checked Target Vesting and legal description rightTest orders where the drafted vesting and legal description match the commitment your examiner issued, divided by all test orders. ≥98% Requirements foundRequirements on the issued commitments, such as releases, payoffs and entity documents, that appear in the draft, divided by all such requirements. ≥95% Exceptions foundExceptions on the issued commitments that appear in the draft with the right recorded document, divided by all such exceptions. ≥95% Items linked to a documentEvery drafted requirement and exception must cite the recorded document and page behind it, or be marked as standard wording. ≥100%
A draft commitment is a starting point for your examiner, not an insuring decision. Your examiner and underwriter decide what to require, except and insure.
How quickly do you need a draft commitment? Choose how quickly the draft schedules should be ready after the search package is complete. Your examiner's review time is separate.
Within 15 minutes Included Within 10 minutes Setup +$144 – 480 Within 5 minutes Setup +$288 – 840
Timing details Time from a complete search package to stored draft schedules and open questions, including page reading, indexing, drafting, queueing and retries. Very large commercial files may need agreed limits. Confirm volumes and hardware with your provider.
The target applies to at least 95% of agreed test runs, with 2 in progress at a time.
How much do you want to spend per title order? Set the AI processing budget for drafting each title commitment.
Up to $1.50 Included Up to $0.75 Setup +$72 – 360 Up to $0.50 Setup +$216 – 600
Cost details Includes model calls for page reading and drafting, retries and a shared hosting allocation. Title searches, county record fees, title production software, your examiner's time and the calling agent are separate. Each updated search package is another run.
Reference machine cost: $0.49 – 0.69 per title order at 200 title orders a month. The selected cap is a target to test, not a replacement for this estimate.
Where do you want it to run? Keep orders and search packages in your cloud or on your own server. Choose whether document pages may go to an approved AI service.
Run it onYour cloud Local environment AI model accessApproved model API No external calls
Data and access details Runs in a cloud account you control, with access controls and logs.
Only the order and search package pages being drafted go to the selected external model. Agree access and retention first.
Keep access to examiners and closers on each file, keep a record of every draft and who approved it, and keep borrower and seller details out of logs. No external calls uses uploaded files and private inference; it cannot use the connected production software option.
How do you want to use it? Choose where you want to use it. You can select more than one.
A review web page Upload the order and search package, review the draft schedules side by side with the documents and export the commitment. Included My existing AI agent Ask your agent for the draft schedules, open questions or the document behind any item on an order. Setup +$72 – 240 A dedicated agent Use a dedicated agent for your examiners that drafts commitments and answers questions about a file's chain of title. Setup +$144 – 480